Top 10 Banks in Nepal : Banking Nepal

Sep Thu 2023 03:14:38

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There are 26 commercial banks listed in NEPSE. We have collected data from the Top 10 Commercial banks in Nepal. We comparisons of Commercial banks based on Paid-Up capital, Reserve, NPL, CD Ratio, and net profit. The Banking currency consisted Until the year 1980 AD the banking sector in the nation was owned by the government It was until 1984 AD the private and foreign banking industry was established in Nepal. Here, we have collected the top ten listings of the Grade ‘A’ Banks of Nepal according to the total paid-up capital.

Global IME Bank, the largest in terms of paid-up capital, has earned 4.35 billion. Similarly, Nepal Investment Mega Bank, the second largest bank based on paid-up capital, has earned 3.4 billion. Nabil, the third largest bank based on paid-up capital, has earned 5.11 billion.

Paid up Capital

S.N	Companies	Symbol	Paid up capital ( Arba)
1	Global IME Bank Ltd	GBIME	35.77
2	Nepal Investment Mega Bank Ltd	NIMB	34.13
3	Nabil bank Limited	NABIL	27.06
4	Kumari Bank Ltd	KBL	26.23
5	Prabhu Bank Ltd	PRVU	23.54
6	Himalayan Bank Ltd	HBL	34
7	Prime Commercial Bank Ltd	PCBL	19.40
8	Agricultural Development Bank ltd	ADBL	18.88
9	NMB Bank Ltd	NMB	18.37
10	Rastriya Banijya Bank Ltd	RBB	15.64
11	Nepal Bank Ltd	NBL	14.69
12	Laxmi Sunrise Bank Ltd	LAXMISUNRISE

Global IME Bank Ltd. : Global IME Bank was founded after the successful merging of ‘Global Bank Ltd’, ‘IME Financial Institution’ and ‘Lord Buddha Finance Ltd’ in the year 2012. Global Bank was the founding base for the Global IME bank which was established in 2007 with the largest capital of that time amounting to 1.0 billion NPR. The Chairman, Mr. Chandra Prasad Dhakal along with the decorated team of the Board of Directors takes their mission to gain a significant market share by providing high-quality products and services to customers, as well as innovative business solutions. The bank aims to become “The Bank for All” by providing the economy with the required impetus through world-class banking services.

Earning Per Share (EPS)

Generally, higher EPS indicates higher profitability. There is no such standard value of EPS that separates higher and lesser profitability. However, in the case of the Nepalese capital market, if the EPS of a company is greater than 20, then it can be considered a profitable company. Earnings Per Share (EPS) Of 26 Commercial Banks In Nepal- Fiscal Year 2078/79. Earnings Per Share, EPS(Rs.) From the table above, we see that NIC Asia Bank (NICA) has the highest Earnings Per Share (EPS) of Rs 46.29 among the commercial banks in Nepal.

S.N	Companies	Symbol	Paid up capital( Arba)
1	NIC Asia Bank Ltd	NICA	46.29
2	Standard Chartered Bank Ltd	SCB	36.91
3	Everest Bank Ltd	EBL	30.74
4	Rastriya Banijya Bank ltd	RBB	30.50
5	Nabil Bank Ltd	NABIL	25.21
6	Nepal SBI Bank Ltd	SBI	23.76
7	NMB Babk Ltd	NMB	19.47
8	Sanima Bank Ltd	SANIMA	18.32
9	Machhapuchhare Bank Ltd	MBL	17.57
10	Prime Commercial Bank Ltd	PCBL	16.96

Reserve and Surplus

Reserves and surplus are the totals of the earnings that are maintained and then reported as a part of the equity of shareholders and set aside by the business for particular objectives. For example, paying legal settlements, purchasing fixed assets, paying dividends, repaying debts, etc. According to the Current Macroeconomic and Financial Situation report released by the Nepal Rastra Bank, during the eleven months of the fiscal year 2022-23 (July 17, 2022 - July 16, 2023), the BoP remained at a surplus of Rs. 228.98 billion. With the introduction of the merger by-laws, the number of banks and financial institutions (BFIs) has gradually declined in Nepal. Until the end of Ashad, 2080 BS, the number of Banks and Financial Institutions has declined to 126.

S.N	Companies	Symbol	Paid up capital( Arba)
1	Nabil bank Ltd	NABIL	27.35
2	Standard Chartered Bank Ltd	SCB	22.82
3	Nepal Bank Ltd	NBL	20.86
4	Global IME Bank Ltd	GBIME	20.03
5	Rastriya Banjiya Bank Ltd	RBB	19.60
6	NIC Asia Bank Ltd	NICA	23.76
7	Agricultural Development Bank Ltd	ADBL	13.76
8	Everest Bank Ltd	EBL	13.46
9	Himalayan Bank Ltd	HBL	12.16
10	Kumari Bank Ltd	KBL	10.57